Compliance & Regulatory

Compliance Built Into Every Transaction

JuniGo operates in alignment with Singapore's Payment Services Act framework, Singapore PDPA, and MAS Notice PSN02 on AML/CFT. We are not a licensed bank. Our operations are structured for the payment services we provide — cross-border money transfer for B2B customers.

Regulatory Framework

Singapore MAS Payment Services Act

JuniGo's operations are designed in alignment with the Monetary Authority of Singapore's Payment Services Act (PSA) for the payment services we provide. We are not a licensed bank and we do not hold customer funds beyond the minimum required to process transactions. Our payment activities are structured for compliance with applicable MAS requirements for cross-border money transfer services.

MAS PSA Framework

JuniGo's operations are designed in alignment with the Monetary Authority of Singapore's Payment Services Act (PSA) framework, covering cross-border money transfer services for B2B customers.

Data Residency in Singapore

Customer data and transaction records are stored in Singapore-domiciled infrastructure. Data residency controls are designed with PDPA requirements in mind.

AML/KYB Programme

All business customers complete our KYB (Know Your Business) onboarding process before accessing production services. Our AML/CFT programme is designed with MAS guidelines in mind.

PDPA & GDPR-aligned

Data handling practices are designed with Singapore's PDPA and GDPR principles in mind. You can request data access, correction, or deletion through our privacy team.

AML/CFT

Anti-Money Laundering Programme

JuniGo's AML/CFT programme is designed with MAS Notice PSN02 requirements in mind. We do not claim certification — we describe the controls we have built.

Customer Due Diligence

Standard and enhanced CDD for all business customers. Beneficial ownership verification required above threshold.

Transaction Monitoring

Automated monitoring of payment flows for unusual patterns. Alerts reviewed by our compliance team within defined SLAs.

Sanctions Screening

Real-time screening of all counterparties against OFAC, MAS, and UN sanctions lists before payment processing.

Compliance questions before onboarding?

Our Head of Compliance can walk your legal or finance team through the AML/KYB process, PDPA data handling, and MAS PSA framework alignment before you commit to onboarding.