The Platform

One Platform for Every APAC Payment Flow

API-first. Modular. Built for B2B. Four capabilities that work independently or together — each connecting to local APAC settlement rails via the same REST API. No SWIFT intermediaries on any active corridor.

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Modules

Four capabilities, one integration

Use only what you need. Grow into the full platform as your APAC operation scales.

Module 01

Multi-Currency Accounts

Hold and manage balances in SGD, USD, EUR, GBP, HKD, JPY, INR, PHP, MYR, IDR, THB, and AUD. Local account numbers in 8 APAC markets — so you can receive like a local.

  • Local account numbers in SG, HK, IN, PH, MY, TH, ID, AU
  • Real-time balance view across all currencies
  • Automatic sweep and conversion rules
  • Reconciliation-ready API with full audit trail
Learn more
JuniGo payment dashboard showing multi-currency balances and APAC corridor transaction list
Module 02

Global Payouts

Send to 60+ markets. Route payments on the fastest available local rail — FAST/PayNow in SG, UPI in India, InstaPay in PH, DuitNow in MY, PromptPay in TH, BI-FAST in ID.

  • Same-day settlement on major APAC corridors
  • Intelligent rail selection by destination
  • Batch payment upload via CSV or API
  • Webhook notifications on settlement confirmation
Learn more
PAYOUT · CONFIRMED
SGD 12,500.00
→ PHP 465,050.00
Rail: InstaPay / PESONet
Status: Settled D+0
Ref: JNG-2025-PH-04821
Module 03

FX Conversion

Convert between any supported currency pair at mid-market rate plus a transparent spread. No hidden fees. Lock-in forward contracts for treasury teams managing currency exposure.

  • Mid-market rate + disclosed spread
  • Forward contracts: lock rate up to 6 months
  • Batch conversions for treasury operations
  • IBM Plex Mono rate display in API responses
Learn more
LIVE RATE
SGD/PHP
37.18
Spread: 0.45% · Updated 14:32 SGT
SGD/INR 62.84
SGD/MYR 3.47
SGD/THB 27.65
Module 04

API & Embed

Full REST API with webhooks. White-label embed for platforms wanting to offer APAC payment capabilities under their own brand. Production-ready with comprehensive documentation.

  • REST API + webhook event streams
  • White-label embed for payment platforms
  • Sandbox environment for integration testing
  • Idempotency keys for safe retries
Learn more 
# Create a payout
POST /v1/payouts
"amount": 12500.00,
"currency": "SGD",
"destination_currency": "PHP",
"rail": "instapay",
"reference": "INV-2025-041"

# Response
"status": "processing",
"id": "pay_JNG04821PH"
JuniGo platform architecture showing API layer, multi-currency engine, settlement rails, and local payout networks
Access Modes

Three ways to integrate

API Direct

Full programmatic control. REST API with webhooks, idempotency keys, and sandbox environment. For engineering teams building APAC payment flows.

Web Portal

No-code operations dashboard. Create payouts, view balances, manage FX and export reconciliation reports without engineering involvement.

SWIFT Gateway

For corporates already on SWIFT infrastructure. Route APAC payments through JuniGo's local rail network via standard SWIFT MT/MX messages.

MAS PSA Framework
AML/KYB Required
PDPA & GDPR-aligned
ISO 27001 controls in mind

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KYB-gated onboarding. Sandbox access in 24 hours. Production in 3–5 business days.

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